{"id":4588,"date":"2025-11-10T08:46:52","date_gmt":"2025-11-10T13:46:52","guid":{"rendered":"https:\/\/www.wise.live\/blog\/?p=4588"},"modified":"2026-05-21T05:56:58","modified_gmt":"2026-05-21T09:56:58","slug":"ewhc-2461-high-court-ruling-uk-tutoring-agencies","status":"publish","type":"post","link":"https:\/\/www.wise.live\/blog\/ewhc-2461-high-court-ruling-uk-tutoring-agencies\/","title":{"rendered":"EWHC 2461 Explained: Why the 2020 High Court Ruling Changed Everything for UK Tutoring Agencies"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">The UK tutoring industry was reshaped in 2020, post the landmark High Court case known as the Simply Learning Tutor Agency Case. The judgment on Simply Learning Tutor Agency Ltd &amp; Others v Secretary of State for Business, Energy and Industrial Strategy (EWHC 2461) has definitely had a profound impact.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Earlier, several tutoring agencies in the UK primarily operated in a grey area, where they handled client payments, distributed tutor fees, and referred to the tutors as &#8220;self-employed&#8221;. It continued until the High Court clarified that such agencies are, in fact, employment agencies under UK law.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The legal clarification has significantly impacted how tutoring agencies manage finances, taxes, and compliance today. In this article, we will explain what EWHC 2461 means, the decision as per the Employment Agencies Act 1973, how the High Court ruling for tutoring businesses transformed the landscape, and why tutoring agency compliance in 2025 is now non-optional.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>The Background: A Growing Industry in Legal Grey Area<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Tutoring in the UK has become one of the most popular career choices. Between 2015 and 2020, the UK&#8217;s private tuition market grew by nearly 40%, with agencies and online platforms springing up across the country.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Among these tutoring agencies, several follow a simple formula:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A parent pays the tutoring agency for sessions.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The agency takes its commission.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The rest goes to the tutor.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">This model did not garner much attention until the news surfaced that it conflicted with the Employment Agencies Act 1973. This law is in place to protect workers and ensure agencies operate fairly.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>What Made It Complicated?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The Employment Agencies Act, 1973, states that an &#8220;employment agency&#8221; cannot control or withhold payments intended for the worker. However, this technicality has been ignored on the basis that it only applies to recruitment firms.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">But when several agencies, led by Simply Learning Tutor Agency Ltd, challenged the government&#8217;s interpretation, the High Court was forced to answer: Does a tutoring agency introducing self-employed tutors count as an employment agency under UK law?<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>The 2020 Case: Simply Learning Tutor Agency Ltd v BEIS (EWHC 2461)<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The Simply Learning Tutor Agency case, EWHC 2461, was heard before the High Court in September 2020. The claimant agencies argued that they were not employment agencies, since tutors worked independently and clients paid the agency primarily for &#8220;matching&#8221; services.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The government was represented by the Department for Business, Energy and Industrial Strategy. The argument was that the agencies were indeed employment agencies, as they introduced individuals to provide work for clients and handled the payments.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For anyone planning to start or wishing to <\/span><a href=\"https:\/\/www.wise.live\/blog\/how-to-expand-your-tutoring-business\/\"><span style=\"font-weight: 400;\">expand their tutoring business<\/span><\/a><span style=\"font-weight: 400;\">, understanding this distinction is now crucial to staying on the right side of the law.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>What Did the Court Rule?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Justice Cavanagh delivered a decisive judgment. He ruled that:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Agencies that introduce tutors for paid work fall within the definition of &#8220;employment agency&#8221; under the Employment Agencies Act 1973.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Conduct of Employment Agencies and Employment Businesses Regulations 2003 apply in full.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">EWHC tutoring agencies cannot handle money owed to tutors, even temporarily.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">It implied that the payment for the tutoring sessions belonged to the tutor, not the agency. In short, the agency is only entitled to the commission, not to control or retain the remaining funds.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>How Did the Ruling Change Things?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The ruling has been successful in redrawing the operational boundaries for the entire tutoring industry. Before EWHC 2461, or the Simply Learning Tutor Agency case, most agencies functioned as intermediaries handling client payments. After the ruling, that model became legally untenable.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Employment Agency Standards Inspectorate (EAS), which is the responsible body for enforcing such law, now expects all tutoring agencies to comply with the following:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tutors must be paid directly by the client or via a compliant split payment system.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Agencies cannot hold, deduct, or redistribute tutor funds.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Agencies may only invoice for their commission, not the tutor&#8217;s pay.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tutors cannot be charged any fees for registration or finding work.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">In fact, modern tutoring software platforms now integrate these payment models, enabling agencies to automate compliance seamlessly.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>The Solution: Split Payment<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">So how can agencies ensure compliance without hampering the smooth experience for tutors and clients? The answer is <\/span><a href=\"https:\/\/www.wise.live\/blog\/split-payments-in-tutoring-business\/\"><span style=\"font-weight: 400;\">split payments<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Split payment is a financial mechanism that allows one payment from the client to be automatically divided between the tutor and the agency.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A client makes a single payment online.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The payment processor instantly splits it, sending the tutor&#8217;s portion to their account and the commission to the agency.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The agency never touches or holds the tutor&#8217;s money.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">This aligns with the High Court ruling as well as the EAS guidelines, as the agencies can no longer control the funds owed to the tutor.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Modern platforms like Stripe Connect, <\/span><a href=\"https:\/\/www.wise.live\/uk\/\"><span style=\"font-weight: 400;\">Wise<\/span><\/a><span style=\"font-weight: 400;\">, and GoCardless have made split payments automated and traceable. This way, agencies can remain compliant without needing to reinvent their systems.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>The Revenue Threshold Myth<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">A common misconception after the EWHC 2461 ruling is that small agencies don&#8217;t need to worry about compliance until they reach an inevitable turnover, often linked to the \u00a390,000 VAT registration threshold.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The reality is that, regardless of revenue or agency size, there is no exemption. Whether your tutoring agency has five tutors or five hundred, if you introduce tutors to clients and handle payments, you fall under the act&#8217;s definition of an employment agency.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For new founders planning to start their tutoring business, this means compliance applies from day one, not after reaching a certain revenue level. Whether you serve ten families or a thousand, you must align with the ruling.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>The Two Legal Models Post-Ruling<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">After the ruling under EWHC 2461. There are two legal models that a tutoring business can follow:<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Employment Agency Model<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Under this model:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You introduce self-employed tutors to clients.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tutors invoice clients or are paid directly (via split payments).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You only invoice for your commission.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">VAT applies only to the commission (if applicable).<\/span><\/li>\n<\/ul>\n<h3><b>Employment Business Model<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Under this model:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You employ tutors directly or subcontract them under your control.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You invoice the full amount to the client, then pay tutors as employees or contractors.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">VAT applies to the full invoice.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You manage PAYE, pensions, holidays, and employment law obligations.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><b>Timeline: From Grey Zone to Legal Clarity<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The EWHC 2461 tutoring agencies ruling transformed a grey zone into clear legal ground for the <a href=\"https:\/\/www.wise.live\/uk\/\">UK tutoring<\/a> business. Here is the timeline:<\/span><\/p>\n<div align=\"left\">\n<table style=\"border: none; border-collapse: collapse; width: 100%;\">\n<tbody>\n<tr>\n<td style=\"border: solid #000000 0.75pt;\">\n<p style=\"text-align: center;\"><strong><span style=\"font-size: 12pt; font-family: 'Times New Roman',serif;\">Year<\/span><\/strong><\/p>\n<\/td>\n<td style=\"border: solid #000000 0.75pt;\">\n<p style=\"text-align: center;\"><strong><span style=\"font-size: 12pt; font-family: 'Times New Roman',serif;\">Event<\/span><\/strong><\/p>\n<\/td>\n<td style=\"border: solid #000000 0.75pt;\">\n<p style=\"text-align: center;\"><strong><span style=\"font-size: 12pt; font-family: 'Times New Roman',serif;\">Impact<\/span><\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border: solid #000000 0.75pt;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 12pt; font-family: 'Times New Roman',serif;\">Pre-2020<\/span><\/p>\n<\/td>\n<td style=\"border: solid #000000 0.75pt;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 12pt; font-family: 'Times New Roman',serif;\">Agencies collect client payments and distribute tutor pay<\/span><\/p>\n<\/td>\n<td style=\"border: solid #000000 0.75pt;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 12pt; font-family: 'Times New Roman',serif;\">Widespread non-compliance (grey area)<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border: solid #000000 0.75pt;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 12pt; font-family: 'Times New Roman',serif;\">2020<\/span><\/p>\n<\/td>\n<td style=\"border: solid #000000 0.75pt;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 12pt; font-family: 'Times New Roman',serif;\">High Court ruling (EWHC 2461)<\/span><\/p>\n<\/td>\n<td style=\"border: solid #000000 0.75pt;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 12pt; font-family: 'Times New Roman',serif;\">Defines tutoring agencies as \u201cemployment agencies\u201d<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border: solid #000000 0.75pt;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 12pt; font-family: 'Times New Roman',serif;\">2021\u20132023<\/span><\/p>\n<\/td>\n<td style=\"border: solid #000000 0.75pt;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 12pt; font-family: 'Times New Roman',serif;\">EAS starts active enforcement<\/span><\/p>\n<\/td>\n<td style=\"border: solid #000000 0.75pt;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 12pt; font-family: 'Times New Roman',serif;\">Agencies warned, some fined<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border: solid #000000 0.75pt;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 12pt; font-family: 'Times New Roman',serif;\">2024\u20132025<\/span><\/p>\n<\/td>\n<td style=\"border: solid #000000 0.75pt;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 12pt; font-family: 'Times New Roman',serif;\">Split payment systems become industry standard<\/span><\/p>\n<\/td>\n<td style=\"border: solid #000000 0.75pt;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 12pt; font-family: 'Times New Roman',serif;\">Automated compliance tools integrated even in tutor management\/tutor\u00a0<\/span><a href=\"https:\/\/www.wise.live\/tutor-scheduling-software\/\"><u><span style=\"color: #1155cc; font-size: 12pt; font-family: 'Times New Roman',serif;\">scheduling softwares<\/span><\/u><\/a><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border: solid #000000 0.75pt;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 12pt; font-family: 'Times New Roman',serif;\">2025 onwards<\/span><\/p>\n<\/td>\n<td style=\"border: solid #000000 0.75pt;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 12pt; font-family: 'Times New Roman',serif;\">Ongoing regulation<\/span><\/p>\n<\/td>\n<td style=\"border: solid #000000 0.75pt;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 12pt; font-family: 'Times New Roman',serif;\">Transparent payment structures expected<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2><b>What Are the Consequences of Non-Compliance?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The Employment Agency Standards Inspectorate has the authority to investigate, fine, or even shut down non-compliant tutoring agencies.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here are the results of non-compliance:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Unlimited fines for serious breaches.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Director disqualification orders under the Company Directors Disqualification Act 1986.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">License suspension or revocation.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Criminal prosecution in cases of fraud or systemic non-compliance.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Even holding funds for administrative reasons or batching payments can also be considered a breach of the rules.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>Case Studies<\/b><\/h2>\n<p>&nbsp;<\/p>\n<h3><b>Case 1: The one-invoice agency<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The agency sent a single invoice for client payment, covering both the tutor&#8217;s fee and the agency&#8217;s commission.<\/span><\/p>\n<p><b>Concern:<\/b><span style=\"font-weight: 400;\"> The agency controlled the full payment and then paid the tutor later, which constitutes a breach under the Employment Agencies Act 1973 in relation to the tutoring model.<\/span><\/p>\n<p><b>Fix<\/b><span style=\"font-weight: 400;\">: The agency switched to dual invoices, where the tutor receives a fee directly and the agency receives the commission separately.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Case 2: The registration fee agency<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">A London-based tutoring company charges an onboarding fee.<\/span><\/p>\n<p><b>Concern:<\/b><span style=\"font-weight: 400;\"> Under the Conduct Regulations (2003) that implement the Employment Agencies Act 1973, agencies cannot charge workers for introducing them to work.<\/span><\/p>\n<p><b>Fix<\/b><span style=\"font-weight: 400;\">: The agency ultimately removed the fee. They shifted to earning commission online from the sessions.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">These case studies demonstrate that compliance is now mandatory and can be relatively simple once the right systems are in place.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>Conclusion<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">One of the most impactful events for UK tutoring agencies happened with the Simply Learning Tutor Agency case (EWHC 2461). The decision forced agencies to examine closely how they introduce tutors, structure payments, and invoice clients. Now, tutoring agency compliance in 2025 is no longer optional; it is now a foundational requirement. Agencies that adopt compliant models built around split payments, clear documentation, and transparent contracts will not only avoid regulatory risk but also develop stronger relationships with tutors and clients.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>Frequently Asked Questions<\/b><\/h2>\n<p>&nbsp;<\/p>\n<h4><b>What is the EWHC 2461 ruling for tutoring agencies?<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">It&#8217;s a 2020 decision by the High Court in the Simply Learning Tutor Agency case, which confirmed that tutoring agencies that introduce self-employed tutors to clients fall under the Employment Agencies Act 1973.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><b>Do I need to use split payments?<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">While the legislation does not explicitly say &#8220;split payments&#8221;, the ruling and regulator guidance strongly point to it as the only practical way to comply for tutoring agencies operating under the Employment Agency Model.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><b>Can I charge tutors a registration or platform fee?<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">No. Under the Conduct of Employment Agencies and Employment Businesses Regulations (2003), which implement the Employment Agencies Act 1973, you cannot charge tutors for finding them work.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><b>What records must I keep for compliance in 2025?<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Contracts with tutors and clients, DBS and safeguarding checks (if applicable), payment logs, split payment proof, invoicing and VAT records, and monthly reconciliations.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The UK tutoring industry was reshaped in 2020, post the landmark High Court case known as the Simply Learning Tutor Agency Case. The judgment on Simply Learning Tutor Agency Ltd &amp; Others v Secretary of State for Business, Energy and Industrial Strategy (EWHC 2461) has definitely had a profound impact. Earlier, several tutoring agencies in &#8230; <a title=\"EWHC 2461 Explained: Why the 2020 High Court Ruling Changed Everything for UK Tutoring Agencies\" class=\"read-more\" href=\"https:\/\/www.wise.live\/blog\/ewhc-2461-high-court-ruling-uk-tutoring-agencies\/\" aria-label=\"More on EWHC 2461 Explained: Why the 2020 High Court Ruling Changed Everything for UK Tutoring Agencies\">Read more<\/a><\/p>\n","protected":false},"author":5,"featured_media":4589,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4588","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.wise.live\/blog\/wp-json\/wp\/v2\/posts\/4588"}],"collection":[{"href":"https:\/\/www.wise.live\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wise.live\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wise.live\/blog\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wise.live\/blog\/wp-json\/wp\/v2\/comments?post=4588"}],"version-history":[{"count":3,"href":"https:\/\/www.wise.live\/blog\/wp-json\/wp\/v2\/posts\/4588\/revisions"}],"predecessor-version":[{"id":5686,"href":"https:\/\/www.wise.live\/blog\/wp-json\/wp\/v2\/posts\/4588\/revisions\/5686"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wise.live\/blog\/wp-json\/wp\/v2\/media\/4589"}],"wp:attachment":[{"href":"https:\/\/www.wise.live\/blog\/wp-json\/wp\/v2\/media?parent=4588"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wise.live\/blog\/wp-json\/wp\/v2\/categories?post=4588"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wise.live\/blog\/wp-json\/wp\/v2\/tags?post=4588"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}